SYSTEM OF INSURANCE OF BANK DEPOSITS: FEATURES OF FORMATION AND DIRECTIONS OF IMPROVEMENT IN THE MODERN CONDITIONS
Back to articles of current journal| PDF: |  |
Author(s): | Mitrokhin V. V., Taradaeva A.V., |
| Number of journal: | 1(14) | Date: | February 2011 |
| Annotation: | One of the conditions of qualitatively new stage of development of operations of commercial banks with real sector of economy is creation of steady intermediate-term and long-term resource bases. As the international experience testifies, introduction of the system of insurance of deposits usually leads to growth of the volume of deposits in bank system, to reduction of the cost of their attraction for commercial banks, to competition strengthening between them. In this connection, the article has reviewed theoretical bases of insurance of bank deposits and has investigated the ways of its further improvement in domestic economy: implementation of the mechanism of differentiated payments, increasing the size of insurance covering, enlargement of participants quantity. |
||
| Keywords: | system of insurance of deposits, insurance covering, savings, guarantee, mechanism of differentiate payments, compensation fund, trust of the population, insurance payments, the contribution, protection |
||
| For citation: | |||