POPULATION AND BANKS: THE STATE GUARANTEES FOR THE POPULATION DEPOSITS
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Author(s): | Goncharov A. I., Goncharova M. V., |
| Number of journal: | 1(18) | Date: | February 2012 |
| Annotation: | The system of insurance of deposits is a mechanism of insurance and facilitation of guarantees of safety and paying back of deposits of individuals. The purposes of establishing of obligatory insurance of deposits is the provision of stable economic growth of economics, stimulation of investment process, increase of appeal of the bank services for population, and increase of trust to the Russian commercial banks. Activity of the state corporation Agency on insurance of deposits is equitable to interests of the population, protecting the legitimate rights of population and financial interests of the banks and the state, strengthening trust to the bank system of Russia and stimulating attraction of savings of the population into the bank system of the country for the purpose of their subsequent transformation into the investment resources for development of the Russian economy. |
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| Keywords: | system of insurance of deposits, guarantee, insurance compensation, insurance payments, deposits, investments, compensation, diversification, commercial bank, state |
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