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THE DIFFERENTIATED PAYMENTS TO THE FUND OF DEPOSITS INSURANCE: PROSPECTS OF DEVELOPMENT OF THE NATIONAL SYSTEM OF INSURANCE OF BANK DEPOSITS

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PDF: Author(s): Taradaeva A.V.,
Number of journal: 4(17) Date: November 2011
Annotation:

The actual functioning of the deposits insurance system requires its own financial basis, i.e. financial resources by means of which the compensation individuals’ deposits will be carried out. The special fund of obligatory insurance of deposits has been established as a financial basis of the system of deposits insurance. Insurance payments of banks-participants of deposits insurance are the basic source of the fund formation. In this connection, the article has reviewed the mechanism of differentiated payments as one of the perspective directions of development of the national system of insurance of the bank deposits.

Keywords:

trust of population, protection, savings, guarantee, bank deposit, system of deposits insurance, insurance payments, insurance coverage, mechanism of differentiated payments, compensation fund, moral risk

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