LEGAL regime of monitoring OF the risk of loss OF COLVENCY by the commercial bank

The article has justified the legal regime of monitoring of the risk of loss by the commercial bank of the solvency for perform private bank monitoring, as well as the public monitoring at the state level. It is proposed to transform the supervision by the Bank of Russia of the commercial banks activity and observance of the liquidity regulations, including the institution of the supervisors, from experimental form into the regulatory fixed. It is proposed to perform the private monitoring by means of the special bank division, which providing the operation of the Bank of Russia supervisor will simultaneously monitor the dynamics of major indicators of liquidity and solvency, accumulate and analyze the information about receipt of money by the bank from the debtors, as well as the forthcoming settlings with the state and creditors, in terms of their conformance with the contractual and public obligations of the bank.

bank, debtor, creditor, state, solvency, obligations, liquidity, risk, bankruptcy, insolvency