FORMATION OF DIGITAL FINANCIAL LITERACY IN STUDENTS OF ECONOMIC UNIVERSITIES

The global growth of digital financial technologies, caused by the Covid-19 pandemic, has actualized the interest of the scientific community in the problem of developing digital financial literacy. The results of the analysis of psychological and pedagogical research presented in the article demonstrate the diversity of aspects of increasing the level of digital financial literacy in students, its direct and indirect influence on making favorable financial decisions. At the same time, it was found that there was no attempt to study the possibilities of increasing the level of digital financial literacy of students of economic universities by means of subject training, which makes it possible to state that the problem has not been sufficiently studied. The purpose of the study is to comprehensively analyze the main problems and identify the prospects for the formation of digital financial literacy in students of economic universities by means of subject training, in particular, in the context of the integration of academic disciplines. In the course of the study, the authors examined the theoretical and practical aspects of the development of digital financial literacy in students, identified the main problems on the example of future workers in the financial and economic sphere. A sociological survey was conducted for undergraduate and graduate students of the Financial University under the Government of the Russian Federation on the problem of developing financial literacy. The study of student activity in the financial services market demonstrates a wide range of digital financial instruments used. The results obtained made it possible to formulate methodological recommendations for managing the educational process in order to ensure positive dynamics in the level of digital financial literacy in students of economic universities. At the same time, the importance of developing integrative links between academic disciplines in the subject areas “Mathematics”, “Economics”, “Informatics and Information Technologies” in the context of digitalization of the economic space is emphasized.

economic education, digitalization, digital education, financial literacy, digital financial literacy, subject training, integration of academic disciplines, undergraduate students, graduate students, sociological survey

Burmistrova N. A., Sokur E. A., Starikov V. I. Formation of digital financial literacy in students of economic universities. Biznes. Obrazovanie. Pravo = Business. Education. Law. 2023;4(65):324—328. DOI: 10.25683/VOLBI.2023.65.799.