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INSURANCE AS THE PRIORITY OF PROVIDING SAFETY OF THE BANKS OPERATIONS WITH THE CREDIT CARDS

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PDF: Author(s): Tonyan A. V.
Number of journal: 4(17) Date: November 2011
Annotation:

According to the data of the Bank of Russia the number of the bank cards emitted by Russian credit organizations is steadily growing, including bank credit cards. The specific financial risks connected with their loss or unauthorized use are inherent in the operations with the use of bank credit cards. Additionally, the traditional credit risk is characteristic for this type of cards. Insurance must provide assistance to the banks and their clients. The insurance of the risks characteristic to the plastic cards is the relations between the insurer and the insurant for protection of the property interests connected with the possession, the use and arrangements of the bank cards.

Keywords:

bank, credit organization, bank card, credit card, insurer, insurant, financial risk, credit risk, emitent, credit

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