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BUSINESS INTERESTS OF CREDITORS AND FOUNDERS OF A COMMERCIAL BANK IN ITS STABLE SOLVENCY

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PDF: Author(s): Ramazanov T. G.,
Number of journal: 2(19) Date: May 2012
Annotation: Founders and shareholders of a commercial bank pursue their business interest, which consists in constant and stable obtaining of revenue from the investments into the authorized stock capital. The most important are business interests of such creditors of the commercial banks, which are the depositors (legal entities and individuals), as well as other commercial banks operating as the creditors. The interests of depositors do not differ much from the interests of the founders of the bank; however, the possibilities of implementation of the specified interests of this category of creditors are significantly limited. At the same time the civil and the bank legislation contains effective tools for implementation by the depositors of their interests by means of performance of the measures preventing bankruptcy of commercial banks.
Keywords:

bank, interests, revenue, authorized stock capital, founders, shareholders, depositors, creditors, prevention of bankruptcy, measures

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